Travel Insurance Latvia

Latvia is a Schengen zone country where Schengen requirements apply to tourists and non-EU migrant workers, including insurance coverage. Whether you are planning a vacation or a business trip, you will need insurance for your stay in Latvia. You can quickly and affordably obtain it online on the website of an insurance company.

What does a tourist insurance policy in Latvia cover?

photo of the old city of Riga taken from Riga Cathedral, Latvia

The insurance policy for a trip to Latvia covers the most common cases, including:

  • Covid-19 (including tests, diagnosis, treatment, medications, and observation);
  • Cold, flu, and their complications;
  • Injuries (burns, dislocations, fractures, sprains, and more);
  • Exacerbation of chronic diseases;
  • Road accidents;
  • Robbery, mugging;
  • Electric shock.

Upon the client’s request, the insurance company can expand the list of cases for an additional fee. It is also possible to purchase insurance against non-departure and non-arrival. By insuring your tickets, you will be compensated for their cost in case of plan changes.

Baggage insurance is another service that can be useful when traveling to Latvia. We reimburse the value of your luggage if it is lost or damaged at the airport, train station, or hotel.

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Benefits of medical insurance in Latvia

Medical care abroad is not free. In Latvia, if you need medical assistance, you will have to pay for everything, from the doctor’s visit to the ambulance, expensive medications, and hospital treatment. Insurance in Latvia covers medical expenses, and it is much more cost-effective than paying for treatment yourself – the prices offered by the insurance company are very comfortable, ranging from 2€ to 5€ per month (depending on the chosen package). You can purchase insurance in Latvia for a convenient period: a day, a week, a month, or a year.

Where to purchase insurance online in Latvia

Photo of the Old Castle in Cesis against an overcast sky and green lawn, Latvia

We offer to purchase medical insurance in less than five minutes. This can be done on our website by going to the policy purchase page. The first step is to choose the package you need, then enter your personal information – name, surname, date of birth, as well as the duration of the insurance policy. Pay for the insurance online, and the policy will be sent to your email. In case of an insurance event, you can report it on the hotline or contact us via WhatsApp, Viber, or Telegram.


Is it possible to increase coverage of the insurance policy in Latvia later? If yes, how can I do it?

Yes, it is possible. To do this, you need to contact us through our chatbot or messenger.

Does the insurance policy in Latvia cover sports injuries?

If active sports are planned during your trip, it is necessary to purchase a “sports” insurance policy.

What should I do if my passport information has changed before my trip to Latvia?

To keep the policy valid, you must inform the company of any changes to the passport on which the insurance is issued.

Does the policy cover other countries besides Latvia?

The policy can only be used within the countries specified in it.

Is a medical examination mandatory before obtaining insurance in Latvia?

No, a medical examination is not required for the insurance.

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