Travel Insurance to Montenegro

Montenegro is partially covered by the Schengen rule, which means that tourists can visit this country without a visa. However, you need to have insurance – now all countries, including Montenegro, require foreigners entering the country to have a health insurance policy. You can arrange insurance in Montenegro online on our website.

What does health insurance in Montenegro include

Gorgeous aerial view of the city of Kotor in Montenegro against the backdrop of the sea and mountains

Medical tourism insurance in Montenegro includes, among other services, the following:

  • Coverage for treatment of acute respiratory diseases;
  • medical supplies;
  • consultations of specialists;
  • COVID-19 observation, treatment and diagnostics;
  • Coverage for treatment related to injuries;
  • doctor / ambulance call;
  • exacerbation of chronic diseases;
  • transportation of the insured person to the clinic.

Individual services can be included in the insurance package for an additional fee. The insurance company also insures luggage, tickets and tours.

How much does travel insurance cost to Montenegro

There are different tariff plans on the insurance company’s web-site:

You can arrange insurance to Montenegro for a convenient period of time, starting from 2 days. All packages meet the insurance requirements for tourists from countries outside the Schengen zone. The prices are affordable, not comparable with the cost of treatment in Montenegro in the absence of insurance.

Incredible sea views and beachfront homes in Kotor, Montenegro

It is very easy to issue an online policy. After choosing the desired tariff on the website, you fill in the required fields – personal data, the period of validity of the policy. The online calculator calculates the cost automatically, and the client pays for it – on the site or via messenger, after which the insurance comes by e-mail.

Assistance in insurance cases in Montenegro

When an insured event occurs, the insured or his relative or acquaintance should inform the hotline or via a convenient messenger. It is also possible to contact our partners in Montenegro, the numbers of which are indicated in the policy. In case of insured events we guarantee timely compensation of damages.


Do you have an option to increase coverage to Montenegro after purchasing the policy? If yes, what do you need to do?

Of course. To do this you need to contact us via our chat-bot or messenger.

Can I use the policy in Montenegro if I have a sports injury?

In order for the policy to cover sports injuries, you need to take out the appropriate insurance.

What should I do if my passport details have changed after I took out the policy before I went to Montenegro?

You should immediately report any changes in the data entered in the policy.

Can I use the insurance policy in the country other than Montenegro?

You can only use the policy within the countries it states.

Do I need to have a medical examination before I go to Montenegro?

You do not need to have a medical examination before you travel.

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